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Keeping Up With Clinical Risk Management:
Risk Controls to Consider Before Offering Ketamine-Assisted Psychotherapy Services

Ketamine is a phencyclidine analog that has been used as an anesthetic agent for children and adults for more than 30 years. However, it was not until the 2000s that medical professionals noticed its therapeutic benefits in reducing depression and suicidality.

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Potential Insurance Concerns for a Residential Construction Project

A new addition or renovation can increase your residence’s value and enjoyment of your home. However, considering that homes under construction have increased exposures to loss, insurance is an essential component that should be addressed early – before work begins.

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Markets in Focus :: Real Estate Q3 2022

Given the recent change in demand forces impacting urban/suburban real estate, mixed use projects have become popular once again due to their ability to improve tenant experience through walkability between housing, workplaces
and other amenities.

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Keeping Workers Safe: How The Longshore and Harbor Workers’ Compensation Act Can Help

As the maritime industry continues to face staffing challenges, having robust and affordable USL&H coverage in place will help ease the burden if an injury occurs to employees who are not considered Jones Act seamen but may become injured in the course of maritime employment over or adjacent to navigable waters.

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IRS Issues Final Rules for Family Coverage Affordability Determination

The IRS has issued final regulations that change the way employer-sponsored plan affordability is calculated when determining if a family is eligible for a premium tax credit (PTC) when purchasing individual health insurance through a public Exchange.

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What Employers Need to Know About Paid Leave Oregon

Paid Leave Oregon rolls out in January 2023, providing employees with up to 12 paid weeks of leave for family, medical, and safe leave. Employers must either contribute to the new Paid Leave Oregon program or offer their employees comparable paid leave benefits.

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MLR Rebates Are Coming

Employers sponsoring a fully-insured group health plan may soon be getting a check from their insurer. This check is a medical loss ratio (MLR) rebate that insurers are required to distribute to their plans when too large of a portion of the premiums charged in the previous year go toward the insurer’s administration, marketing, and profit, rather than going toward paying claims and quality improvement initiatives.

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Medicare Part D Notice Reminder: Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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Markets in Focus :: Q3 Insurance Pricing & Market Update

Even though the commercial insurance industry has grown over the past few years and revenues have been increasing, the market has slightly slowed down because of the COVID-19 pandemic. This was mainly due to the severe economic downturn that forced many businesses to close temporarily or permanently.

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What’s in a Name?

Builder’s risk insurance is a special type of property coverage that indemnifies against damage to buildings while under construction. Typically, the project owner or general contractor requires that these policies be purchased according to the master contract, such as the American Institute of Architects’ form.

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How to Protect Your Business from Water Damage

Water damage: two words no business owner wants to hear. Many business owners and property managers’ greatest concerns stem from fire damage, but water can be just as catastrophic. While fire losses continue to top the severity charts, water damage has climbed the ranks the past few years in both frequency and severity.

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