
Articles
Insuring Your Business Computers, Media, and Data
Friday, March 25, 2011
Virtually all businesses and organizations rely upon their computer and data management systems to conduct business efficiently and effectively. Technology is a substantial business investment and it is important that you are adequately insured against loss of hardware and essential data. Most property policies provide limited coverage for computer equipment and exclude losses that are specific to data, media, and losses caused by computer viruses or hacking.
Absence Management: Controlling Costs and Improving Your Bottom Line
Friday, March 25, 2011
CFOs of both privately-held and nonprofit organizations are spending sleepless nights as they try to find ways to increase their bottom line in today’s business environment.
Happy Birthday to the PPACA!
Thursday, March 24, 2011
It’s hard to believe that it was one year ago that President Obama signed into law the Patient Protection and Affordable Care Act (PPACA).
Updated Statutes of Repose vs. Statutes of Limitation
Thursday, March 24, 2011
Normally, a statute of repose is an expression by the state legislature as to how far back one may look from the date the cause of action arises to have a valid cause of action.
Spousal Carve-Outs and Surcharges
Thursday, March 3, 2011
As health care costs continue to rise there has been an increasing number of employers considering the implementation of a spousal carve-out or spousal surcharge as a strategy to reduce costs. In its simplest form, an employer will either impose a surcharge for a spouse’s coverage, or make that spouse ineligible for the plan when the spouse is eligible for their own employer-sponsored coverage.
Breast Feeding Expenses are Now Tax-Deductible
Monday, February 14, 2011
The IRS announced on Thursday that breast pumps and supplies that assist lactation are medical care and will now be considered tax-deductible medical expenses.
105(h) Rules for Fully-Insured Plans Delayed
Thursday, December 23, 2010
In a welcome development for employers who sponsor fully-insured health plans, the implementation of Section 105(h) non-discrimination rules contained in the Patient Protection and Affordable Care Act (PPACA), as applied to fully-insured plans, has been delayed.
Rule Amended – Changing Carriers No Longer Causes Loss of Grandfathered Status
Tuesday, November 16, 2010
On Monday, November 15th, the DOL, HHS, and IRS (The Departments) jointly released an amendment to the interim regulations regarding grandfathered plans status.
Oldco/Newco and the Transfer of Company Ownership
Tuesday, October 19, 2010
Transferring the ownership of an existing company can be a daunting process. In the most common scenario, employees without ownership interest seek to purchase a firm but lack sufficient capital to buy it outright.
Defense Against Patent Infringement Suits
Monday, October 18, 2010
With the cost and complexity of Patent Infringement litigation increasing, many companies are now looking to insurance for specialized coverage to transfer this risk.
The Role of Risk Management in Healthcare Operations
Monday, October 18, 2010
Our current economic climate is continuing to force healthcare organizations to evaluate operational efficiencies. Maximizing profits, or at least not operating at a loss, has long been at the forefront of business objectives.
Lights Out: Are you ready
Monday, October 18, 2010
We are heading into the time of year when power interruptions become more frequent, but we are often unprepared when the outage is unexpected and more severe that anyone could predict.
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