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OSHA Releases Emergency Temporary Standard (ETS) Regarding COVID-19 Vaccination Mandate

On November 4, 2021, the Occupational Safety and Health Administration (OSHA) released its highly anticipated emergency temporary standard (ETS) requiring businesses with at least 100 employees to mandate that their employees get vaccinated against the coronavirus or wear a mask and test for COVID-19 on at least a weekly basis.

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Breaking Down Cybersecurity Measures

In response to the increase in cyber attacks, cyber insurance carriers have reacted in several ways, most commonly by requiring companies to implement multi-factor authentication and strict call-back verification procedures to provide cyber coverage. There is a good reason for these requirements – they are extremely effective when implemented correctly.

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HHS Issues FAQ Regarding Vaccines and HIPAA Privacy

On September 30, the Department of Health and Human Services (HHS) issued a set of frequently asked questions (“the FAQ”) addressing common issues and misconceptions related to employee vaccines and HIPAA privacy requirements (“the Privacy Rule”).

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Ensure You are Sufficiently Protected with Personal Excess Liability Insurance

Insurance advisors are often asked how much personal excess liability someone should carry, but the answer is not always straightforward. The appropriate coverage limit is a subjective decision based on your unique situation, and there are many factors that each individual and family need to consider.

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Smart Buildings Emerging as Targets of Cyberattacks

As commercial real estate owners continue to invest in new technology to make their buildings smarter, new cybersecurity risks have emerged, making cyber liability insurance an important risk management tool.

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Marine Employers’ Liability Coverage: What is it, and Do You Need it? Part 1

Unless your job is directly related to procuring, underwriting, or brokering insurance, it’s very likely that commercial insurance is something of a mystery. Within the industry, it’s widely accepted that marine insurance is among the oldest, if not the oldest, forms of insurance dating back to the Middle Ages.

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The Washington State Long-Term Care Trust Act Opt Out is Now Available Online

Friday, October 1st, is the first day that Washington employees can apply to opt out of the state’s new long-term care (LTC) plan.

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Create a Culture of Intrapreneurship and You Could Have the Key to Innovation

Intrapreneurs are the leaders within an organization who think outside the box and know how to get things done – behaving much like entrepreneurs. As a business owner, how can you encourage a culture of intrapreneurship and empower these individuals to bring their ideas to the table in your organization?

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Don’t Go Chasing Rabbits… and Other Musings of a Career in Employee Benefits

I was recently asked to write a retrospective article looking back at my 36+ years in this industry and comment on all that has changed. That sent me down a rabbit hole thinking about all that has changed in that time and the many crazy twists and turns along the way.

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Presidential Executive Order to Require Vaccine Mandate or Frequent Testing

On September 9, 2021, an Executive Order from President Joe Biden was issued, requiring all US employers with 100 or more employees to require COVID-19 vaccinations or a weekly negative test result before coming to work. This is all available in the Path Out of the Pandemic, the White House’s COVID-19 Action Plan.

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Medicare Part D Notice Reminder:
Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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