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IRS Announces 2021 Health FSA & Qualified Transportation Limits

In Revenue Procedure 2020-45, the IRS sets forth a variety of 2021 adjusted tax limits. Among other things, the notice indicates that employee contribution limits toward health flexible spending arrangements (FSAs) and qualified transportation fringe benefits are unchanged for 2021.

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Why You Should Be Evaluating Your Company’s Disability Insurance Offering in Light of the COVID-19 Pandemic

As the reality of COVID-19 set in, many Americans were questioning how they would cope without paid sick leave if they got ill.

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Oregon OSHA Issues New COVID-19 Regulation

The SARS-CoV-2 pandemic has had a far reach, impacting every business and individual in this country. As we head into the fall season, it appears that infection rates are increasing with more time spent indoors.

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2020 Employer Reporting – Slight Extension & Transition Relief

IRS Notice 2020-76 once again extends the due date to March 2nd, 2021 for providing Form 1095s to individuals and is allowing Form 1095-Bs to be made available upon request rather than requiring individual delivery.

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The Return of the Communicable Disease Exclusion

In times of COVID-19, many insurance carriers are seeking to clarify coverage for biologically related liability risks on commercial insurance policies.

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California Releases Draft Employer Reporting Instructions

California recently released draft reporting instructions to assist employers and other entities that are subject to reporting requirements under California’s individual mandate.

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California Workers’ Compensation Senate Bill 1159 Summary

On 9/17/20, Governor Newsom signed Senate Bill 1159 into law. SB 1159 follows the original Executive Order from the Governor, which is now known as LC 3212.86.

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Medicare Part D Notice Reminder:
Deadline of October 14th

Employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must comply with certain disclosure requirements.

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Preventing Builder’s Risk Claims

Builder’s risk insurance is a property policy purchased by building owners, developers, or general contractors to cover a loss of all or part of a building or building materials during construction. While there can be many perils…

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An Employer’s Guide to Evaluating Risk Exposures When Offering Child Care Services

With various states and counties around the U.S. restricting in-person learning this fall, many parents face difficult decisions on balancing working and child care obligations during COVID-19.

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How Employers Should Handle MLR Rebates

Employers who sponsor a fully-insured group health plan may soon be receiving a Medical Loss Ratio (MLR) rebate from their insurers. Self-insured medical benefit plans are not subject to these requirements.

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Contractors’ Excess/Umbrella Rates in the Insurance Hard Market

The insurance market, like any other type of supply and demand industry, is cyclical. The cycles are commonly referred to as “soft” and “hard” markets.

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