
Articles
Identity Theft: What you can do to keep your information private
Friday, February 10, 2012
Most people are surprised just how easy it is for a thief to gather personal information. Thieves are clever: they go through your trash and mail looking for bank and credit card statements, pre-approval offers and tax information.
Homeowner’s Insurance Goes Green
Friday, February 10, 2012
Green is everywhere these days, from our cleaning products to the local car wash operation. The residential construction industry, with a renewed focus on energy efficiency and eco-friendly materials, is one of the leaders in green innovation.
Final Summary of Benefits and Coverage Regulations Released
Friday, February 10, 2012
The IRS, Department of Labor, and Health and Human Services (the agencies) have released final regulations regarding the Summary of Benefits and Coverage (SBC) requirements contained in the Affordable Care Act (ACA).
State of the Insurance Marketplace: Construction
Thursday, February 9, 2012
Wind direction is changing! Property Casualty (P&C) insurance rates are beginning to trend upward. This trend, known as a ‘ firming marketplace,’ began in the fourth quarter of 2011, and it is expected to gain momentum in 2012.
IRS Releases Additional Guidance on W-2 Health Insurance Reporting Requirement
Monday, January 9, 2012
The IRS has released additional guidance regarding the W-2 health insurance reporting requirement contained in the Affordable Care Act (ACA). In Notice 2012-9 released January 5th, the IRS clarifies a number of issues addressed in earlier guidance and extends the small employer exemption from the reporting requirement.
HHS Issues Bulletin on Definition of Essential Health Benefits
Monday, December 19, 2011
On December 16, 2011, the Department of Health and Human Services (HHS) issued a bulletin outlining proposed policies that will give States flexibility to define the “ essential health benefits” required by the Affordable Care Act (ACA).
Instead of issuing proposed regulations, HHS chose to release the information in the form of a “pre-rule bulletin”. The announcement provides states with a framework for defining, on their own, the essential health benefits that will apply in each particular state. Implementing regulations based on this approach are expected in 2012.
Mandatory Paid Sick Leave Law Passed in Seattle – What Can You Do Now?
Monday, December 12, 2011
As the New Year dawns, healthcare continues to dominate the landscape. But one area that continues to plague employers that have 5 or more employees located in Seattle, is the Mandatory Paid Sick Leave Law.
Do You Need Contingent Business Income Coverage?
Friday, November 18, 2011
When businesses experience a major property loss, they also often incur substantial loss of income due to a total or partial shutdown. In addition, there may be extra expenses associated with getting the business. operational as soon as possible
Nonprofit Boards Bring Personal Reward and Risk
Tuesday, November 15, 2011
Serving on a non-profit board for your homeowner association or favorite local charity is a rewarding way to give back to your community. However, have you ever considered the potential liability hazard?
Telemedicine: Avoiding a Risk Management Nightmare
Tuesday, November 15, 2011
A recent msnbc.com article, “Is a Doctor Reading your X-Rays? Maybe Not,” is certain to have caught the attention of many consumers, raising awareness of the practice of telemedicine and some issues that may influence a correct interpretation and diagnosis.
HHS Launches HIPAA Audit Program
Thursday, November 10, 2011
The HITECH Act, a portion of The American Recovery and Reinvestment Act of 2009 (ARRA) requires the Department of Health and Human Services (HHS) to provide for periodic audits to ensure covered entities and business associates are complying with the HIPAA Privacy and Security Rules and Breach Notification standards.
It’s not my responsibility – Insuring Tenant Improvements
Tuesday, November 1, 2011
“It’s not my responsibility” is not what anyone wants to hear as the opening volley between owner and tenant after a catastrophic property loss; it sets the stage for a contentious claims process.
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