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Property market outlook: Insurance rates rising for catastrophe-exposed properties

Rounding the corner of 2022 into 2023, the property market outlook is a little greyer. While we progressed through 2022 with slight decreases in rates, depending on the operations and geographic location, Hurricane Ian sent shock waves through the market.

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Markets in Focus :: Real Estate Q4 2022

Without question, the most significant insurance market impact of late 2022 was Hurricane Ian, with insured losses upward of $60B. Ian impacted the Southwest Florida coast on September 28, as a Category 4 hurricane with sustained winds of 115 mph and a storm surge of 10-15 feet.

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Markets in Focus :: Restaurants and Drinking Places Q4 2022

While the restaurant and drinking place sector struggled as a whole during the pandemic, the expansion of some specific service channels during this period softened the blow for some.

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Markets in Focus :: Technology Q4 2022

The AI market is projected to grow to a $190 billion industry by 2025 with global spending on cognitive and AI systems to reach over $57 billion in 2023. Read more from our latest Markets in Focus :: Technology report.

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Markets In Focus :: Cannabis Q3 2022

The cannabis industry continues to grow and attract attention from investors, manufacturers & researchers alike. Here’s what you should know as the cannabis market continues to change.

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Keeping Up With Clinical Risk Management:
Risk Controls to Consider Before Offering Ketamine-Assisted Psychotherapy Services

Ketamine is a phencyclidine analog that has been used as an anesthetic agent for children and adults for more than 30 years. However, it was not until the 2000s that medical professionals noticed its therapeutic benefits in reducing depression and suicidality.

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Potential Insurance Concerns for a Residential Construction Project

A new addition or renovation can increase your residence’s value and enjoyment of your home. However, considering that homes under construction have increased exposures to loss, insurance is an essential component that should be addressed early – before work begins.

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Markets in Focus :: Real Estate Q3 2022

Given the recent change in demand forces impacting urban/suburban real estate, mixed use projects have become popular once again due to their ability to improve tenant experience through walkability between housing, workplaces
and other amenities.

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Keeping Workers Safe: How The Longshore and Harbor Workers’ Compensation Act Can Help

As the maritime industry continues to face staffing challenges, having robust and affordable USL&H coverage in place will help ease the burden if an injury occurs to employees who are not considered Jones Act seamen but may become injured in the course of maritime employment over or adjacent to navigable waters.

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IRS Issues Final Rules for Family Coverage Affordability Determination

The IRS has issued final regulations that change the way employer-sponsored plan affordability is calculated when determining if a family is eligible for a premium tax credit (PTC) when purchasing individual health insurance through a public Exchange.

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What Employers Need to Know About Paid Leave Oregon

Paid Leave Oregon rolls out in January 2023, providing employees with up to 12 paid weeks of leave for family, medical, and safe leave. Employers must either contribute to the new Paid Leave Oregon program or offer their employees comparable paid leave benefits.

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