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Risk Transfer:  Avoiding the Pitfall of
“Horizontal Exhaustion of Limits”

A landlord of a commercial building includes in their lease a requirement that their tenants maintain commercial general liability (CGL) insurance with a limit of no less than $2 million. The landlord must be named as an additional insured under the tenant’s CGL policy, and the policy must be primary and noncontributory with respect to any policies carried by the landlord.

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Co-Packing and Private Labeling Liability
Part 1: It’s Our Brand, But Not Our Product

Because of the increased risk of lawsuits and recalls, more and more companies are looking to co-packers and private labeling as a way to transfer liability and keep the cost of manufacturing products down.

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Oregon Supreme Court’s ruling in “Yeatts v. Polygon Northwest Co.”

If you are a general contractor in the State of Washington, and a subcontractor’s employee has been injured at your job site, you can expect the injured worker to make a claim against your company. The worker’s exclusive remedy against his own employer is the benefits provided by the workers’ compensation system.

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Does Your Company Have a Network Breach Plan?

Your company may have purchased cyber coverage, but does that mean you have a network breach response plan in place? Parker, Smith & Feek’s Ed Rhone can tell you more in the Puget Sound Business Journal.

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PS&F’s Lynne Seville Interviewed in Alaska Business Monthly

According to Parker, Smith & Feek Principal and Vice President of Risk Management Consulting Lynne Seville, there are numerous ways that companies can mitigate risk.

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Tips for Managing Employment Practices Liability in Hospitality Industry

One of the fastest growing areas of litigation for businesses of all sizes is employment practices, with a 32% increase in charges since 20051. These allegations include Sexual Harassment, Racial Discrimination, Wrongful Termination, Wrongful Discipline, Negligent Evaluation, Failure to Employ or Promote, Hostile Work Environment, Breach of Employment Contract, and Deprivation of Career Opportunity.

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State of the Insurance Marketplace

Wind direction is changing! Property Casualty (P&C) insurance rates are beginning to trend upward. This trend, known as a ‘ firming marketplace,’ began in the fourth quarter of 2011, and it is expected to gain momentum in 2012.

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State of the Insurance Marketplace: Construction

Wind direction is changing! Property Casualty (P&C) insurance rates are beginning to trend upward. This trend, known as a ‘ firming marketplace,’ began in the fourth quarter of 2011, and it is expected to gain momentum in 2012.

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Traveling Safe

As an employer, we know that we must provide a safe workplace environment. But are you also aware that you have a duty of care to your employees while traveling?

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Insuring the Cloud

Early in 2010, I was introduced to Michael Abrahamsson. Michael is the CEO of Ilait, a market leading cloud computing and hosting wholesaler based in Sweden and a Board Member of Eurocloud.

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